The PAYMAXXI service, website and/or software application (collectively, the “Service”) enables you to transfer funds between your mobile money wallet and your bank account, as well as to the wallet/account of another user. It also enables you, through your supported mobile money wallet, account or debit/credit card, to pay for products and services offered by third parties (“Products”). The Service is operated by PAYMAXXI, subject to these Terms of Service (“Terms”).
This is a contract. These Terms constitute a contract between you and PAYMAXXI. If you do not accept these Terms, please do not use the Service. By using any part of the Service, you accept these Terms. If you are under eighteen (18) years of age, you must not use the Service.
These Terms may be updated from time to time. You will be notified of any significant changes either by email or via in-app notifications. Your continued use of the Service after such changes implies your acceptance of the updated Terms.
You are responsible for maintaining the confidentiality of your account and password. You agree to accept responsibility for all activities that occur under your account. You must not use the Service for any illegal or unauthorized purpose. You agree to comply with all laws, rules and regulations applicable to your use of the Service.
PAYMAXXI reserves the right to suspend, restrict, or permanently ban your account without prior notice if any suspicious activity, attempted fraud, or breach of these Terms is detected. Our system monitors activity to protect all users from potential threats. If your account is flagged for such behavior, access may be limited while an investigation is conducted.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
To provide you with secure and compliant financial services, PAYMAXXI collects the following personal information:
All data collected is encrypted and stored securely. We take your privacy seriously and do not share your personal information with third parties under any circumstances, unless required by law or authorized by you.
When using PAYMAXXI to conduct transactions, you acknowledge that fees may be applied based on the nature of the service used. These fees are clearly disclosed during the transaction process. By proceeding with a transaction, you agree to the stated fee and authorize PAYMAXXI to deduct it accordingly.
Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your information. By using our services, you consent to the collection and use of information in accordance with the Privacy Policy.
The Service and its original content, features and functionality are and will remain the exclusive property of PAYMAXXI. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
Our Service may contain links to third-party websites or services that are not owned or controlled by PAYMAXXI. We do not assume responsibility for the content, privacy policies, or practices of any third-party websites or services.
In no event shall PAYMAXXI, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses resulting from your access to or use of the Service.
These Terms shall be governed and construed in accordance with the laws of the jurisdiction in which PAYMAXXI is established, without regard to its conflict of law provisions.
If you have any questions about these Terms, please contact us at: support@paymaxxi.ng